Debt

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Revision as of 13:18, 24 May 2006 by imported>Sister Leortha (historical) (→‎Strategic Use of Debt: Some more reasons for wanting debt.)
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When you are defeated, you accrue experience debt, which slows down a hero's ability to reach the next level.

Working off Debt

When you have experience debt, half of your experience earned is used to pay off the debt. Experience debt does not accrue until level ten (increased from level five in Issue 5), and increases as a hero increases in level.

To work off debt more quickly, a hero may serve as an exemplar. While this arrangement exists, all experience a hero accrues is applied to debt. If a hero has no debt to work off, experience is converted into influence.

There is an upper limit to the amount of debt that can accrue.

Debt accrued during an indoor mission is halved.

Strategic Use of Debt

On certain rare occasions, a hero may not want to level up. For example, he or she may wish to complete a task force for which he or she is ineligible after levelling up. In such a case, a hero may deliberately accrue debt to slow down his or her progression.

Also, there are times when a player may not want to outlevel their contacts for one of a number of reasons. They may be trying to get a specific badge mission or story arc out of a contact. Or they may be worried about outleveling a unlockable contact in CoV before they can complete the requirements needed to unlock that contact.

Since debt also counts toward the debt badges, hardcore bage collection players may want to generate debt specifically to work on earning the debt badges.

Debt Table

   Level       Debt       Debt Cap       Level       Debt       Debt Cap   
   1       0       0       26       5,500       27,500   
   2       0       0       27       ???       ???   
   3       0       0       28       ???       ???   
   4       0       0       29       ???       ???   
   5       0       0       30       ???       ???   
   6       0       0       31       ???       ???   
   7       0       0       32       ???       ???   
   8       0       0       33       ???       ???   
   9       0       0       34       ???       ???   
   10       200       1,000       35       ???       ???   
   11       ???       ???       36       ???       ???   
   12       280       1,750       37       ???       ???   
   13       400       ???       38       ???       ???   
   14       ???       ???       39       ???       ???   
   15       550       ???       40       ???       ???   
   16       650       3,250       41       ???       ???   
   17       800       4,000       42       ???       ???   
   18       ???       ???       43       ???       ???   
   19       1,100       5,500       44       ???       ???   
   20       1,250       6,250       45       ???       ???   
   21       ???       ???       46       ???       ???   
   22       2,250       11,250       47       ???       ???   
   23       ???       ???       48       87,000       435,000   
   24       ???       ???       49       99,000       495,000   
   25       ???       ???       50       110,000       550,000